BODY {
	FONT-SIZE: 11px; 
	COLOR:#000;
	MARGIN: 0px; 
	PADDING: 0px;
	LINE-HEIGHT: 16px;
	FONT-FAMILY: verdana, arial, helvetica, sans-serif; 
	BACKGROUND-COLOR: #4D4848; 
	TEXT-ALIGN: center;
}

BODY a: link {
	text-decoration: none;
	font-color: #fff;
}

BODY a: visited {
	text-decoration: none;
	font-color: #fff;
}

BODY a: hover {
	text-decoration: none;
	font-color: #fff;
}

hr {border: none 0; 
	border-top: 1px solid #333;
	border-bottom: 1px solid #efefef;
	padding: 0px;
	width: 102%;
	height: 2px;
	margin: 0px;
	}

.hr2 {border: none 0; 
	border-top: 1px solid #999;
	border-bottom: 1px solid #efefef;
	padding: 0px;
	width: 102%;
	height: 2px;
	margin: 0px;
	}
	
p	{
	font-size:11px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	padding: 0px;
	margin: 0px;
	}
	
p a:link{
	text-decoration:none;
	font-color: #fff;
}
p a:visited{
	text-decoration:none;
	font-color: #fff;
}
p a:hover{
	text-decoration:none;
	font-color: #fff;
}


	
td	{
	font-size:11px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	padding: 0px;
	margin: 0px;
	border-collapse: collapse;
}

form {
	position: static;
	left: 0px;
	top: -10px;
	margin-top: 0px;
	margin-bottom: 0px;
}

input {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	padding-top:2px;
	line-height: 10px;
	color: #000000;
	border: 1px solid #B59B85;
}

textarea {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	line-height: 10px;
	color: #000000;
	border: 1px solid #B59B85;
}

checkbox {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	line-height: 10px;
	color: #000000;
	border: 0px solid #B59B85;
}

.submenuover	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#ffffff;
	margin-top: 3px;
	margin-bottom: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	font-weight: 800;
	background: url(images/menu_icon_over.gif) #BEC0C2 bottom left no-repeat;
}
	
.submenuover a:link{
	text-decoration:none;
	color: #666;
}
.submenuover a:visited{
	text-decoration:none;
	color: #666;
}
.submenuover a:hover{
	text-decoration:none;
	color: #333;
}

.submenu1	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#ffffff;
	margin-top: 3px;
	margin-bottom: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	font-weight: 800;
	background: url(images/menu_icon1_off.gif) #AAABAF bottom left no-repeat;
}
	
.submenu1 a:link{
	text-decoration:none;
	color: #fff;
}
.submenu1 a:visited{
	text-decoration:none;
	color: #fff;
}
.submenu1 a:hover{
	text-decoration:none;
	color: #333;
}


.submenu2	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: 800;
	COLOR:#ffffff;
	margin-top: 3px;
	margin-bottom: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	background: url(images/menu_icon2_off.gif) #9D9FA2 bottom left no-repeat;
}
	
.submenu2 a:link{
	text-decoration:none;
	color: #ffffff;
}
.submenu2 a:visited{
	text-decoration:none;
	color: #fff;
}
.submenu2 a:hover{
	text-decoration:none;
	color: #333;
}


.submenu3	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: 800;
	COLOR:#ffffff;
	margin-top: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	margin-bottom: 3px;
	background: url(images/menu_icon3_off.gif) #939598 bottom left no-repeat;
}
	
.submenu3 a:link{
	text-decoration:none;
	color: #ffffff;
}
.submenu3 a:visited{
	text-decoration:none;
	color: #fff;
}
.submenu3 a:hover{
	text-decoration:none;
	color: #333;
}



.submenu4	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: 800;
	COLOR:#ffffff;
	margin-top: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	margin-bottom: 3px;
	background: url(images/menu_icon4_off.gif) #8A8C8F bottom left no-repeat;
}
	
.submenu4 a:link{
	text-decoration:none;
	color: #ffffff;
}

.submenu4 a:visited{
	text-decoration:none;
	color: #fff;
}

.submenu4 a:hover{
	text-decoration:none;
	color: #333;
}

.submenu5	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: 800;
	COLOR:#ffffff;
	margin-top: 3px;
	padding-left: 20px;
	padding-top:3px;
	padding-bottom:3px;
	margin-bottom: 3px;
	background: url(images/menu_icon5_off.gif) #828487 bottom left no-repeat;
}
	
.submenu5 a:link{
	text-decoration:none;
	color: #ffffff;
}

.submenu5 a:visited{
	text-decoration:none;
	color: #fff;
}

.submenu5 a:hover{
	text-decoration:none;
	color: #333;
}

.subsub	{
	font-size:10px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#ccc;
	margin-top: 3px;
	padding-left: 20px;
	margin-bottom: 3px;
	background-color: #666;
}
	
.subsub a:link{
	text-decoration:none;
	color: #ccc;
}
.subsub a:visited{
	text-decoration:none;
	color: #ccc;
}
.subsub a:hover{
	text-decoration:none;
	color: #fff;
}

.holdingtable	{
	width: 740px;
	margin: 0px;
	padding: 0px;
	border-collapse: collapse;
}

.maintext	{
	font-size:11px;
	LINE-HEIGHT: 16px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#333;
	margin-top: 0px;
	padding: 8px 10px 8px 14px;
	margin-bottom: 0px;
	text-align: left;
}
	
.maintext a:link{
	text-decoration:none;
	font-weight: bold;
	COLOR:#34A5C9;
}
.maintext a:visited{
	text-decoration:none;
	font-weight: bold;
	COLOR:#34A5C9;
}
.maintext a:hover{
	text-decoration:none;
	font-weight: bold;
	COLOR:#34A5C9;
}



.menu	{
	font-size:10px;
	LINE-HEIGHT: 12px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#fff;
	padding: 0px;
	margin: 0px;
}
	
.menu a:link{
	text-decoration:none;
}

.menu a:visited{
	text-decoration:none;
	background-color: #ABB93A;
}
.menu a:hover{
	text-decoration:none;
	background-color:#ABB93A;
}


.homeTable	{
	width:230px;
	padding: 5px;
	}
.quote	{
	text-align: left;
	font-size: 11px;
	line-height: 14px;
	font-weight: 800;
	COLOR:#03445E; 
	PADDING: 22px;
	FONT-FAMILY: verdana, arial, helvetica, sans-serif; 
	background: url(images/quote_top.gif) top left no-repeat;
	}
.marginRight	{
	margin-right:10px;
	margin-bottom:10px;
	}
	
.footer	{
	margin-top:0px;
	padding-top:5px;
	padding-bottom:5px;
	text-align: left;
	border-top: 0px solid #cccccc;
	FONT-SIZE: 9px; COLOR: #999999;
	line-height: 16px;
}

.footer A:link {
	COLOR: #ffffff; TEXT-DECORATION: none;
}

.footer A:visited {
	TEXT-DECORATION: none; color: #ffffff;
}

.footer A:hover {
	COLOR: #34A5C9; TEXT-DECORATION: none;
}

.smallWhite {
	FONT-SIZE: 10px; COLOR: #ffffff;
}
.smallWhite A:link {
	COLOR: #fff; TEXT-DECORATION: none;
}
.smallWhite A:hover {
	TEXT-DECORATION: underline
}
.smallWhite A:visited {
	TEXT-DECORATION: none; color: #ffffff;
}

.smallOrange {
	FONT-SIZE: 10px; COLOR: orange;
}

.smallBlue {
	FONT-SIZE: 10px; COLOR: #03445E;
}
.smallBlue A:link {
	COLOR: #03445E; TEXT-DECORATION: underline;
}
.smallBlue A:hover {
	TEXT-DECORATION: none;
}
.smallBlue A:visited {
	TEXT-DECORATION: underline; color: #03445E;
}
.smallGray {
	FONT-SIZE: 10px; COLOR: #666666;
}
.smallGray A:link {
	COLOR: #666; TEXT-DECORATION: underline;
}
.smallGray A:hover {
	TEXT-DECORATION: none;
}
.smallGray A:visited {
	TEXT-DECORATION: underline; color: #666666;
}
.paraHeader {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: italic;
	font-weight: bold;
	color: #03445E;
}
.paraHeaderWhite {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: italic;
	font-weight: bold;
	color: white;
}
.headers	{
	FONT-SIZE: 14px;
	font-weight: bold;
	padding-top: 4px; 
	padding-left: 14px;
	MARGIN: 0px; 
	LINE-HEIGHT: 18px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	TEXT-ALIGN: left;
	color: #cccc99;

}

#wrapper {
	margin-left: auto;
	margin-right: auto;
	width: 810px;
	height: 100%;
	border: 0px solid #000;
}

.factsoflife {
	background: url(images/factsoflife_bg.gif) #4D4848; 
	width: 180px;
}

.foltxt {
	margin: 6px 8px 0px 8px;
	padding: 0px;
	border-collapse: collapse;
	font-size:10px;
	LINE-HEIGHT: 12px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	COLOR: #34A5C9;
}

.foltxt2 {
	margin: 6px 4px 0px 8px;
	padding: 0px;
	border-collapse: collapse;
	font-size:10px;
	LINE-HEIGHT: 12px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	COLOR: #fff;
}


.infotxt	{
	font-size:10px;
	LINE-HEIGHT: 12px;
	text-indent:0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	COLOR:#03445E;
	margin: 0 0 0px 0;
	padding-left: 6px;
	padding-right: 6px;
}
	
.infotxt a:link{
	text-decoration:none;
	font-weight: bold;
	COLOR:#03445E;
}
.infotxt a:visited{
	text-decoration:none;
	font-weight: bold;
	COLOR:#03445E;
}
.infotxt a:hover{
	text-decoration:none;
	font-weight: bold;
	COLOR:orange;
}

.borderright{
	border-right: 1px solid #999999;
	padding: 0px;
	margin: 0px;
}

.rightimage {
	margin-right: 0px;
	margin-left: 12px;
	margin-top: 0px;
	float:right;
}

.leftimage {
	margin-right: 12px;
	margin-left: 0;
	margin-top: 0px;
	margin-bottom: 12px;
	float:left;
}

.folbox {
	height: 110px;
}